The Basic Budget Worksheet
Item Actual % Suggested %* Plan for next 12 months
Housing 25-35%
Transportation 10-15%
Charitable Gifts 10-12%
Food 5-15%
Saving 5-10%
Utilites 5-10%
Debt 5-10%
Clothing 2-7%
Miscellaneous 12-23%
*These percentages are adapted from Dave Ramsey's The Total Money Makover (Thomas Nelson, 2007).
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